Over 30 A+ Rated Carriers Available in All 50 States
We offer a strong variety of products from top rated carriers, and a dedicated support team.
Whether it's a fairly simple term life insurance sale or a more permanent need better served by a traditional Universal Life or newer, no lapse guaranteed UL product, indexed UL or whole life product, our support team can help you.
Life Insurance Products
We're not just about Life Insurance planning, we offer innovation on the financial needs of our clients the same way we've been able to help with clients with their other needs. We offer a strong variety of life insurance products from top rated carriers, and a dedicated support team (including an in-house underwriter) to back it up. Life insurance has evolved into many fazes and each faze has a certain role that we are trying to accomplish. The areas include the pure need for life insurance coverage in the basic form of term insurance. The term insurance products are mostly drive by price and the rating of the life insurance carrier’s ability to meet their financial obligation. The rating agencies such as A.M. Best and others is how we evaluate the carriers. Let us put our expertise to work for you in finding the best term insurance fit. We can review more than 60 companies with our software to get a short list of companies that will satisfy your term insurance needs.
A more permanent is need better served by traditional Universal Life or newer, no lapse guaranteed UL product, indexed UL, whole life product, second to die or first to die, we can help you match the type of permanent insurance to task that it is to perform.
We also can help with Guaranteed Issue life, Worksite product or beyond, and we can help you find the right product to fit your needs.
We can also help with your advanced planning case design and product funding. This area involves buy/sell, key man, and non-qualified pension. If you need help with a more intricate business, estate or pension planning case, we have both the product and support to help you achieve your goals as well.
If you cannot afford the premium on the permanent life insurance plans, we also have premium financing programs. The premium financing of permanent life insurance is a very low risk way to build cash value and life insurance protection without having to fork over large premiums. What you are doing is paying the interest on the loan that is funding the policy and at a point in the future the loan is paid off and you still hold the permanent life insurance policy for your use.
Let us show you why so many clients have chosen to make us for their agent and financial planner for their Life insurance needs. Call our Life insurance team members today!